IDAHO SUPREME COURT RULES ANTI-STACKING CLAUSE IN INSURANCE POLICY IS AMBIGUOUS

Quarterly Newsletter Fall 2016

Insurers seeking to limit their liability may include so-called “anti-stacking” language in their policies. Such policy language is designed to limit the total available coverage to one policy and prevent the insured from “stacking” multiple policies on top of each other to expand the limits of available coverage. However, despite its efforts to limit coverage to a single policy limit, courts have found ways to get around such anti-stacking language.

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